About University Bank

Our Mission
Meet Our Team
Careers
UB Directors

About University Bank

Our Mission
Meet Our Team
Careers
UB Directors

University Bank’s Mission

We are a bank focused on listening and responding to our community’s true needs and profitably providing the highest level of service to the people, small businesses and organizations that we serve.

University Bank’s Values Statement

Ethics: We are guided by our shared values and always strive to maintain them in everything we do.

The Individual: We respect the individual and value their differences, including their need to achieve professional and personal balance in their life.

Integrity: We speak openly and directly and we do what we say, with care and compassion, and work hard to understand and resolve issues.

Accountability: We understand what is expected of us, always maintain the highest standards of ethics and the highest standards of quality and are fully committed to meeting those expectations.

Success: We focus on listening and responding to our customers’ true needs, by combining operational excellence and cross functional teamwork to produce exceptional results, with profit.

Diversity: We celebrate, respect and serve our diverse community.

Community: We improve our communities by being active, responsible and generous members of the communities we serve.

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Our Team

Stephen R HeadshotStephen Lange Ranzini
CEO & President

Phone: (734) 741-5858 ext. 9226
Fax: (734) 741-5859
Email: ranzini@university-bank.com

square logo UB

Gerhard Naude
EVP, Chief Operating
Officer

Phone: (734) 372-6285
Fax: (734) 741-5859
E-mail: gnaude@university-bank.com

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Tami Janowicz
EVP, Chief Administrative Officer

Phone: (734)741-5858 ext.9263
Fax: (734) 741-5859
E-mail: tjanowicz@university-bank

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Mark Smith
EVP, General Counsel

Phone:  (248) 254-7074
Fax: (734) 741-5859
E-mail:
msmith@university-bank.com

square logo UB

Michael M Yeager
EVP, Chief Financial Officer

Phone: (734) 372-9268
Fax: (734) 741-5859
E-mail:
myeager@university-bank.com

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Dennis Agresta
SVP, Controller and Treasurer

Phone:(734) 372-9246
Fax: (734) 741-5859
Email: dagresta@university-bank.com

CathyRevord

Catherine Revord
SVP, Chief Human Resources Officer

Phone:(734) 741-5858 ext. 9224
Fax: (734) 741-5859
Email: crevord@university-bank.com

ben kramer

Benjamin Kramer
SVP, Community Banking

Phone:(734) 372-9287
Fax: (734) 741-5859
Email: bkramer@university-bank.com

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Ken Sprinkles
AVP, Business Banking Officer

Phone:(734) 372-9258
Fax: (734) 741-5859
Email: ksprinkles@university-bank.com

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Anthony Kirgis
SVP, IT Director, Information Security Officer

Phone: (734) 372-9254
Fax: (734) 741-5859
Email: tkirgis@university-bank.com

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Anita Dul – SVP, Compliance ERM, Community Bank Compliance Officer

Phone: (734) 372-9241
Fax: (734) 741-5859
Email: adul@university-bank.com

Sandy Sargent

Sandy Sargent
AVP, Branch Manager

Phone:(734) 741-5858
Fax: (734) 822-0054
Email: ssargent@university-bank.com

Our Team

Stephen R HeadshotStephen Lange Ranzini
CEO & President

Phone: (734) 741-5858 ext. 9226
Fax: (734) 741-5859
Email: ranzini@university-bank.com

square logo UBGerhard Naude
EVP, Chief Operating Officer

Phone: (734) 372-6285
Fax: (734) 741-5859
E-mail: gnaude@university-bank.com

square logo UBTami Janowicz
EVP, Chief Administrative Officer

Phone: (734)741-5858 ext.9263
Fax: (734) 741-5859
E-mail: tjanowicz@university-bank

square logo UBMark Smith
EVP, General Counsel

Phone:  (248) 254-7074
Fax: (734) 741-5859
E-mail:
msmith@university-bank.com

square logo UBMichael M Yeager
EVP, Chief Financial Officer

Phone: (734) 372-9268
Fax: (734) 741-5859
E-mail:
myeager@university-bank.com

square logo UB

Dennis Agresta
SVP, Controller and Treasurer

Phone:(734) 372-9246
Fax: (734) 741-5859
Email: dagresta@university-bank.com

CathyRevord

Catherine Revord
SVP, Chief Human Resources Officer

Phone:(734) 741-5858 ext. 9224
Fax: (734) 741-5859
Email: crevord@university-bank.com

ben kramer

Benjamin Kramer
SVP, Community Banking

Phone:(734) 372-9287
Fax: (734) 741-5859
Email: bkramer@university-bank.com

ken-headshot-150x150

Ken Sprinkles
AVP, Business Banking Officer

Phone:(734) 372-9258
Fax: (734) 741-5859
Email: ksprinkles@university-bank.com

square logo UB

Anthony Kirgis
SVP, IT Director, Information Security Officer

Phone: (734) 372-9254
Fax: (734) 741-5859
Email: tkirgis@university-bank.com

square logo UB

Anita Dul
SVP, Compliance ERM, Community Bank Compliance Officer

Phone: (734) 372-9241
Fax: (734) 741-5859
Email: adul@university-bank.com

square logo UB

Sandy Sargent
AVP, Branch Manager

Phone:(734) 741-5858
Fax: (734) 822-0054
Email: ssargent@university-bank.com

University Bank Directors

University Bank’s Directors are:

  • Armando Cavazos
  • Tami Haley Janowicz
  • Larry Nichols
  • Willie Powell
  • Stephen Lange Ranzini
  • Gerhard Naude
  • Ron Reed
  • John J. H. Schwarz, M.D.
  • Alma Smith

The Bank’s Executive Officers are:

  • Stephen Lange Ranzini, President & Chief Executive Officer, University Bank
  • Mark Smith, Esq. General Counsel, University Bank
  • Tami Janowicz, EVP, Chief Administrative Officer, University Bank
  • Michael M Yeager, EVP, Chief Financial Officer, University Bank
  • Gerhard Naude, EVP, Chief Operating Officer, University Bank