University Bank’s Mission

We are a bank focused on listening and responding to our community’s true needs and profitably providing the highest level of service to the people, small businesses and organizations that we serve.

University Bank’s Values Statement

Ethics: We are guided by our shared values and always strive to maintain them in everything we do.

The Individual: We respect the individual and value their differences, including their need to achieve professional and personal balance in their life.

Integrity: We speak openly and directly and we do what we say, with care and compassion, and work hard to understand and resolve issues.

Accountability: We understand what is expected of us, always maintain the highest standards of ethics and the highest standards of quality and are fully committed to meeting those expectations.

Success: We focus on listening and responding to our customers’ true needs, by combining operational excellence and cross functional teamwork to produce exceptional results, with profit.

Diversity: We celebrate, respect and serve our diverse community.

Community: We improve our communities by being active, responsible and generous members of the communities we serve.

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Our Team

Meet Our Team: Stephen Ranzini - CEO/PresidentStephen Lange Ranzini
CEO & President

Phone: (734) 741-5858 ext. 9226 | Fax: (734) 741-5859

Gerhard NaudeGerhard Naude
EVP, Chief Operating Officer

Phone: (734) 372-6285 | Fax: (734) 741-5859

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Michael M Yeager
EVP, Chief Financial Officer

Phone: (734) 372-9268 Fax: (734) 741-5859

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Dennis Agresta
SVP, Controller and Treasurer

Phone:(734) 372-9246 | Fax: (734) 741-5859

Ben Kramer

Benjamin Kramer
SVP, Community Banking

Phone:(734) 372-9287 | Fax: (734) 741-5859

Ken Sprinkles

Ken Sprinkles
AVP, Business Banking Officer

Phone:(734) 372-9258 | Fax: (734) 741-5859

square logo UBAnita Dul – VP, Compliance ERM, Community Bank Compliance Officer

Phone: (734) 372-9241 Fax: (734) 741-5859

Catherine Yatson
SVP, Chief Human Resources Officer

Phone: (734) 741-5858 ext. 9224 | Fax: (734) 741-5859

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Veronica Sellers
EVP Chief Risk Officer

Phone: (734) 373-1077 | Fax: (734) 741-5859

Sandra Sargent

Sandy Sargent
AVP, Branch Manager

Phone:(734) 741-5858 | Fax: (734) 822-0054

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Tad Sumner
SVP, Technology Director

Phone: (734) 373-0083

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Kevin Corbin
SVP, General Counsel

Phone: (734) 741-5858

University Bank Directors

University Bank’s Directors are:

  • Armando Cavazos
  • Gerhard Naude
  • Larry Nichols
  • Ronnie Peterson
  • Willie Powell
  • Stephen Lange Ranzini
  • Ron Reed
  • John J. H. Schwarz, M.D.
  • Alma Smith

The Bank’s Executive Officers are:

  • Stephen Lange Ranzini, President & Chief Executive Officer, University Bank
  • Michael M Yeager, EVP, Chief Financial Officer, University Bank
  • Gerhard Naude, EVP, Chief Operating Officer, University Bank
  • Veronica Sellers, EVP, Chief Risk Officer