Welcome to University Bank

Why Not Keep it Local?

Voted Best Bank in Washtenaw County

3 years in a row best bank logos

3 Years in a Row!

About University Bank

University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, and non-profit organizations. Other Community Banking specialties include highly competitive deposit products, residential and commercial real estate mortgage lending and business loans. Insurance is also available to our customers through our wholly owned subsidiary Ann Arbor Insurance Centre.

Here to Help with
Your Banking Needs!

From personal checking and savings accounts to
business banking and loans, we can help!

Get to Know Our Subsidiaries & Divisions

Offering solutions for mortgage lending, faith based financing, insurance and mortgage servicing needs.

ULG Logo

Visit University Lending Group for your mortgage needs!

UIF Logo

Visit UIF Corp for
faith based financing needs!


Visit the Ann Arbor Insurance Centre for your insurance needs!

MLS Logo

Visit Midwest Loan Services for mortgage servicing needs!

Latest News


Ann Arbor, Michigan, September 6, 2023, -- University Bancorp, Inc. (OTCQB: UNIB) announced that it had an unaudited net income attributable to University Bancorp, Inc. common stock shareholders in 2Q2023 of $1,557,298, $0.32 per share

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*Annual Percentage Yield. Rates are accurate as of June 15th, 2023. $1,000 minimum deposit required to earn 4.89% APY for 13-month CD Special. To receive the special CD rate, funds must be “new money” which has not been on deposit with University Bank before the day of account opening. All new accounts are subject to approval. Product offers, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website, which may be beyond our control, University Bank cannot guarantee the completeness or accuracy of the information provided herein. A penalty may be imposed for early withdrawal from a CD. Member FDIC. ©2023 University Bank.