Our Company

University Bank Reverse Mortgage division (formerly 1st Nations Reverse) has educated thousands of clients, elder law attorneys, financial professionals, health professionals, government agencies, and non-profits about the benefits and effective use of reverse mortgages.

Our University Bank Reverse Mortgage division only does reverse mortgages, and we are proud to be one of America’s oldest and most respected sources of reverse mortgage information and advice.

As a team, we share a passion for our Seniors, and we are deeply committed to their needs. We pride ourselves in delivering honest, valuable advice to our clients as if they were our own family.

We will always do business this way.

Our Mission

Our mission is to create awareness and a better understanding of reverse mortgages throughout the senior adult community as well as within the professional community. Our goal is to educate people completely, accurately, and honestly about the pros and cons of reverse mortgages. Through this effort, we hope to make a difference in the lives of many senior Americans.

Meet Our Team

University Bank Reverse Mortgage division (formerly 1st Nations Reverse) staff has a combined 100 plus years in Reverse Mortgages. Our specialty is the “New to” brokers; our service is significantly higher touch than other wholesalers in our industry. You need not be an expert at providing reverse mortgages to have success marketing them with our system. From start to finish we will provide you and your clients the utmost in education and training. Contact an Account Executive to get started with us today!

Ken Krajewski
Ken KrajewskiVice President
Cell: 248.635.4866
NMLS ID#: 168561
Britt Dawson
Britt DawsonReverse Loan Officer
Cell: 909.217.4678
NMLS ID#: 1619094
Ed Badrak
Ed BadrakReverse Loan Officer
Cell: 619.857.4422
NMLS ID#: 302807
Rick Brown
Rick BrownReverse Loan Officer
Cell: 314.249.3418
NMLS ID#: 247348
Jim Cullen
Jim CullenReverse Loan Officer
Cell: 920.065.0949
NMLS ID#: 400155
Bill Eichstaedt
Bill EichstaedtReverse Loan Officer
Cell: 269.567.0256
NMLS ID#: 404144
Ed Frankel
Ed FrankelReverse Loan Officer
Cell: 360.957.4314
NMLS ID#: 180468
Vince Halek
Vince HalekReverse Loan Officer
Cell: 231.313.1800
NMLS ID#: 681528
Dan Jostedt
Dan JostedtReverse Loan Officer
Cell: 925.286.3308
NMLS ID#: 2160976
Fred Lambert
Fred LambertAccount Executive
Cell: 949.861.0911
NMLS ID#: 286424
Stu Naar
Stu NaarReverse Loan Officer
Cell: 561.445.9905
NMLS ID#: 216684
Karen P. Payne
Karen P. PayneAccount Executive
Cell: 404.580.6201
NMLS ID#: 183631
Rob Reeves
Rob ReevesReverse Loan Officer
Cell: 214.883.7366
NMLS ID#: 1420327
Steven J. Scott
Steven J. ScottReverse Mortgage Sales
Cell: 734.634.6069
NMLS ID#: 131971
Will Yoho
Will YohoReverse Loan Officer
Cell: 847.341.7672
NMLS ID#: 756017