Karen

Karen Payne
Account Executive
NMLS # 183631
Call 404-580-6201

Serving Georgia

Our mission is to create awareness and a better understanding of reverse mortgages throughout the older adult community as well as within the professional community.

Our reverse mortgage experts help seniors convert home equity into cash for retirement, medical bills, travel, healthcare, house repairs, extra income, or other worthwhile purposes.

Building Trustworthy Relationships

Karen Payne, a seasoned mortgage professional with over 41 years of experience, has dedicated 26 years to becoming an expert in reverse mortgages, focusing on serving the unique needs of seniors. Committed to putting seniors first, she takes a hands-on approach, prioritizing education and tailored solutions. In addition to her reverse mortgage role, Karen excelled as an account executive for over 15 years, fostering strong partnerships and ensuring smooth loan processes. Her exceptional problem-solving skills, compassionate communication, and lifelong dedication make her a standout professional in the industry, safeguarding seniors’ interests while providing invaluable financial solutions.
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Reverse Mortgages and YOU

Our mission is to create awareness and a better understanding of reverse mortgages throughout the older adult community as well as within the professional community. We are a bank focused on listening and responding to our community’s true needs, providing the highest level of service to the people, small businesses and organizations we serve.

Our reverse mortgage experts help seniors convert home equity into cash for retirement, medical bills, travel, healthcare, house repairs, extra income, or other worthwhile purposes. One of the great concerns we all have when making important financial decisions is whether or not our advisors know enough and care enough to give us the right advice. University Bank Reverse Mortgage division has been educating clients and their families about reverse mortgages long before many people even knew what they were, and well before any of the TV pitchmen arrived. We are one of the oldest reverse mortgage teams in the United States. We know our products, we listen to our clients, and we understand their needs.

University Bank’s Values Statement

Ethics

We are guided by our share values and always strive to maintain them in everything we do.

The Individual

We respect the individual and value their differences, including their need to achieve professional and personal balance in their life.

Integrity

We speak openly and directly and we do what we say, with care and compassion, and work hard to understand and resolve issues.

Accountability

We understand what is expected of us, and are fully committed to meeting those expectations.

Success

We focus on listening and responding to our customers’ true needs, by combining operational excellence and cross functional teamwork to produce exceptional results, with profit.

Diversity

We celebrate and respect our diverse community.

Additional Resources

Click on the links below for more information.

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