Karen Payne
Account Executive
NMLS # 183631
Call 404-580-6201

Serving Georgia


Our mission is to create awareness and a better understanding of reverse mortgages throughout the older adult community as well as within the professional community.

University Bank Reverse Mortgages – Specializing in reverse mortgages.

Our reverse mortgage experts help seniors convert home equity into cash for retirement, medical bills, travel, healthcare, house repairs, extra income, or other worthwhile purposes.

Karen Ollis Payne is a seasoned professional with over four decades of experience in the mortgage industry. With a remarkable career spanning 41 years, she has dedicated 26 of those years to becoming an expert in the field of reverse mortgages, with a primary focus on serving the unique needs of our senior market.

Throughout her extensive career, Karen has consistently committed to putting seniors first and ensuring their financial well-being. She takes a hands-on approach, often sitting down with seniors at their own kitchen tables to discuss their specific needs. Importantly, Karen understands that not every senior requires a reverse mortgage and places a strong emphasis on education. She is passionate about providing adult homeowners and their families with the knowledge and guidance necessary to make informed decisions tailored to their individual circumstances.

In addition to her role in reverse mortgages, Karen has also excelled as an account executive for over 15 years. This experience has allowed her to cultivate strong partnerships and effectively collaborate with industry professionals. She’s known for her unwavering dedication to finding solutions that work, ensuring loan processes run smoothly, and striving to expedite loan closures.

Karen’s exceptional problem-solving skills shine through when tackling complex situations and presenting them to underwriting. Her compassionate and open communication style makes her approachable and fosters strong, trustworthy relationships with clients and partners.

Karen Ollis Payne’s lifelong dedication to putting seniors first and her deep expertise in reverse mortgages make her a standout professional in the reverse mortgage industry, with a resolute commitment to safeguarding the interests of seniors while providing invaluable financial solutions.