University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the Cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, minorities and non-profit organizations. Other Community Banking specialties include highly competitive deposit products for business owners, residential mortgages, commercial real estate lending and insurance, investments and money management through its wholly owned subsidiary University Insurance & Investments, Inc. Everyday everyone and their fortune are truly appreciated at University Bank. Ann Arbor based University Bancorp owns 100% of University Bank. In addition to its Community Banking operations, University Bank specializes in mortgage subservicing through the Bank’s Houghton-based 80% owned subsidiary, Midwest Loan Services.